Accelerate Your Growth

Looking to grow your business? Our financing solutions make it easy to maintain positive business cashflow, allowing you to focus on productive tasks and business growth. We understand that every customer’s needs are unique, and we believe in a partnership approach.

We are powered by Funding Societies to provide you with the most comprehensive financing solutions to help accelerate your business growth

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Swift approval process

Favourable Terms


1Micro Loan
Lightning fast application as soon as 2 minutes
Disbursement in 24 hours
Suitable for all business entities
Rates from 1% onwards p/m
2Business Term Loan
Unsecured business financing
Customizable repayment options
Tenor: up to 12 months
Interest rates as low as 0.8% per month
3Revolving Credit Facility
Revolving line of credit
Flexible repayment and draw-down ability
Ready access to funding to fulfil your business needs
Loan Amount: Up to $1 million SGD
Tenor: Up to 120 days
4Invoice Financing
Obtain cash upfront by converting your invoices
Credit line up to $1 million SGD
Financing up to 80% of the invoice value
Tenor up to 120 days

1. Lending services to SME’s are powered by Funding Societies. FS Capital Pte. Ltd. and Funding Societies Pte. Ltd. are part of the Funding Societies Brand.
2. Your eligibility to apply for Financing with Funding Societies is subject to you providing Funding Societies with all the necessary documents and information to enable it to conduct the assessments, verifications and such other checks as it deems necessary and to your agreement to Funding Societies` and Opal`s Website Terms, Terms and Conditions, and Privacy Policies.
3. If your Loan application is successfully funded, such Loan will be subject to the terms and conditions of the Loan Documents between yourself and Lenders;
4. Funding Societies Pte. Ltd. is a crowdfunding platform licensed by the Monetary Authority of Singapore. The products offered by Funding Societies are governed by the Securities and Futures Act (SFA) and shall be construed and understood as a debt security regardless of the references to “loan”, “lending”, “finance” or “financing”.
5. Opal may receive fees from Funding Societies for referrals, per terms and conditions of the signed partnership agreement
6. The relationship between Funding Societies and Opal is that of independent contractors and neither party has the authority to contract or legally bind the other in any way.
7. Nothing contained in Opal’s website or other materials shall constitute any warranty that Funding Societies will process or fund your Loan request.